WELCOME
My name is Michael O’Brien and I will personally handle your mortgage financing requirements. I am very adept at preparing “first time” home buyers and working with seasoned investors.
As a Mortgage Broker, I can find the best fit for my clients from over 30+ lending institutions and banks .
Using a Broker is always better than dealing with a Big Bank for your mortgage financing. Contact me as soon as you can so we can get started on the process.
Michael O’Brien 512-650-8117 mobrien@firstqmortgage.com
14301 Echo Bluff, Austin, TX. 78737 NMLS #71311
Conventional Financing
These are basic mortgage loans that are usually less than $679,000. They usually offer the best financing rates. These can come in a fixed rate or a variable rate form for a short term application.
This financing can have as little as a 5% down payment, even with no mortgage insurance required!
FHA Financing
This is great financing which does allow you to come in with only 3.5% down payment. Great interest rates, but you do have to pay mortgage insurance along with your standard mortgage payment.
VA Financing
This is great financing for our Veterans. It has a ZERO percent down option if needed and it does not require mortgage insurance.
A great deal for our great Veterans.
Reverse Mortgages
Reverse Mortgages are a great option if you are 62 and older and do NOT want anymore mortgage payments in your life. You always own the property and this can be a real cash flow saver for seniors who are equity rich, but tight on the monthly cash flow.